Mortgage loan servicing

Servicing that runs itself. People where it counts.

ReadySetClose services private and agency mortgage loans on LoanServe, our own platform. Software posts payments, manages escrow, sends notices and reports to investors. Our team handles the exceptions and talks to borrowers when they need a person.

Payments

Bank transfer, card and recurring autopay. Each payment is applied, posted and receipted the moment it clears.

Escrow, taxes & insurance

Tax and insurance bills tracked and paid on time, annual escrow analysis, and shortage or surplus handled by the rules.

Investor reporting & remittance

Loan-level reports and remittances on your schedule, tied to a double-entry ledger you can trace to the cent.

Borrower notices

Statements, receipts and required notices go out on time, every time, by email and mail, with a record of each one.

Default & loss mitigation

Early outreach when a payment is missed, hardship applications and workout options, handled consistently for every borrower.

Payoffs & lien release

Payoff quotes on request, final payment applied, and the lien release recorded and sent when the loan is paid in full.

How the money moves

Every loan has its own bank account

Borrower funds never sit in one pooled account. Each loan we service gets a real account at our partner bank. Money moves between accounts by book transfer, and our books are reconciled to the bank every day.

Agency and private loans, serviced the same way

Agency loans follow each investor's servicing guide. Private and non-bank loans follow the terms you set. Your borrowers see one experience either way.